My Financial Life

Think You’re Ready for Real Life?

47 years. Hundreds of decisions. One financial life.

My Financial Life is a story-driven simulation for high school classrooms. Students go from their first paycheck all the way to retirement, one decision at a time, and live with what they choose.

Play the Beta Try the Free Demo

A Few Moments from the Journey

Tap an age to take a look.

Age 18

Choose Your Path

Straight to work, technical school, or university? Your path sets your career, your starting pay, and when that first paycheck shows up.

Straight to WorkTechnical SchoolUniversity
Explore the careers →

See It in Action

Play a short piece of the real game, free.

Try the Free Demo

Take over Jessie’s life from age 37 to 40.

Before You Play

A few things you can do before starting the game.

Get ready

Explore the Careers

See the fields and jobs you can choose from.

Browse careers → Get ready

Voice Settings

Pick the voice that reads the game aloud.

Choose a voice → Spending style

Clothes Quiz

Coats, shoes and where you shop.

Take the quiz → Spending style

Dining Quiz

How often you eat out and what you order.

Take the quiz → Spending style

Electronics Quiz

Your devices and how often you upgrade.

Take the quiz →

Where it all lands

A Life Story at the End of Every Game

At 65, every student prints their own Life Story. Forty-seven years of choices, summed up on one page. It's the moment students see what all those small decisions added up to.

  • Total interest paid on loans and credit cards
  • How big the retirement account grew
  • Family, homes, vacations, and generosity
  • Print it or save it as a PDF

Not a Worksheet or a Gimmick

A lot of free financial literacy material is either dry or a flashy one-off calculator. MFL is built to hold a class for weeks.

A story students care about

A best friend who always has a fun, expensive idea. A spouse with opinions. Kids who grow up and need cars. The money matters because the people do.

Real math underneath

Loans, interest, insurance, taxes, investing, and retirement are calculated from each student's own decisions, not canned outcomes.

Different every time

Random life events and branching choices mean two students in the same class rarely end up in the same place. That makes for great discussion.

Two ways to play

Classroom mode keeps everyone on the same timeline for whole-class pacing. Individual mode adds more variety for homeschool and independent play.

Made for the Classroom

Easy to use in a school setting. Built for school laptops and tablets, and district privacy rules, from day one.

No student accounts

Nobody signs up. There are no usernames, emails, or passwords to manage.

No personal data

Progress saves on the student's own device. Nothing is sent to us, unless a beta tester presses the optional Glitch? button.

No downloads

It runs in the browser. Open the link and play.

No tracking

No ads, no analytics scripts, no third-party trackers.

Read the privacy statement

Ready to Start Your Financial Life?

Jump in and see where your choices take you.

Play the Beta